Xero
Price-$9-$70/month
Pros
Reporting Power
You can pull comparative reports and just about any other report you can imagine. There is a neat feature if you sign on with a Xero Partner, like myself, called management reports, it compiles relavant reports into one pdf file.
Bank Rules
During bank reconciliation you can set up rules for categorizing transactions. Shop at Home Depot a lot and it is always for Job Materials? Make a rule and categorizing is just a one click process. Do the same for payroll and loan payments.
Payroll Included
With Xero's middle of the road plan ($30/month) you get payroll for up to 5 people included. Although you have to file your payroll taxes they can all be done right through Xero. Nothing like having it all in one place.
Cons
Navigation
Finding where to go can be challenging at times. I wish the user interface was a little smoother.
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